payment processing

Xformative debit payment solutions offer real-time funds access via a single payment processing platform. Multi-channel transactions such as POS, virtual card, mobile, online, and ACH.  Leading edge cloud-based speed, configurability and scalability.   High level of data security.  

account MANAGEMENT

Xformative offers real-time health benefit funds access for eligible benefit account expenses with our leading edge debit payment processing.  Supporting myriad benefit accounts, strong security and complete PCI compliance through tokenization, and offering ease of system integration via API.