Program API
The Xformative Program API provides a way for its customers to manage a group of account offerings, payment channels, payment instruments, spend controls and authorization fund flows.
Multi-purse Authorizations
Execute card and manual claims authorizations against multiple account offerings.
Shared Customer "Co-authorizations"
Xformative's customer's can implement their own custom logic to control the authorization.
Spend Controls
Xformative allows unlimited types of spend controls including merchant level, purchase level, geographic, time based etc.
IIAS and SIGIS
Xformative specializes in providing IIAS and SIGIS processing out of the box.
Use Xformative's card programs or bring your own
Xformative has numerous pre-existing card programs and BINs or alternatively customers can bring their own program and BIN.
Use Xformative's card fulfillment vendors or bring your own
Xformative has numerous pre-existing card fulfillment vendor integrations or alternatively customers can bring their own card fulfillment vendor
Shared event stream
Xformative maintains all events forever internally and in addition streams all events to its customers. This allows our customers to do their own analytics on all the data as a system of record without delays.
